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CREDIT CARDS

CASH REBATES

American Express® Aeroplan®* Reserve Card Points Calculator

Credit Score

Good

Welcome Bonus

Up to 55000 points ($1155 value)

Annual Income

N/A

Our Rating

6.5/10

Credit Score

Good

Welcome Bonus

Up to 55000 points ($1155 value)

Annual Income

N/A

Our Rating

6.5/10

Details at a glance

Card Type

Points

Annual Fee

$599

Interest Rates*

Purchase: 20.99%

Cash: 21.99%

Institution

American Express

Card Network

Amex Canada

Benefits & Insurance at a glance

Travel Insurance

Airport Lounge Access (unlimited)

Free First Checked Bag

Priority Travel

Hotel Burglary Insurance

Car Rental Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 3 points on Aircanada and AirCanada Vacations
  • • 2 points on Dining
  • • 1.25 Point on everything else

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • Get unlimited Access to Maple Leaf Lounges™ and Air Canada Cafés™ Plus, including complementary access for one guest
  • • Access to more than 1,200 airport lounges around the globe with priority pass. Annual Fee waived but each visit is subject to a usage fee
  • • Enjoy a free first checked bag for you, authorized users and up to 8 companions every time you fly with Air Canada
  • • Get Priority Check-in, Priority Boarding and Priority Baggage Handling, Priority Airport Standby & Priority Airport Upgrades for you, your authorized users and up to 8 companions on the same flight (Only AirCanada)
  • • Pearson Priority Security lane and complimentary valet and 15% discount at the Expreess Park and daily park and car care services
  • • Receive an Annual Worldwide Companion Pass from $99 to a max of $599 (plus taxes, fees, charges and surcharges) when you spend $25,000 on your card.
  • • up to $100 statement credit for Nexus Application fee every 4 years
  • • Reach Aeroplan Elite™ Status sooner by earning Status Qualifying Miles and Status Qualifying Segments with purchases made on your account
  • • Primary Cardholders who also hold Aeroplan Elite Status and requalify for the next year, can roll over up to 50 unused eUpgrade credits, to be used during the following status year
  • • Receive an extra night free for every 3 hotel nights redeemed with Aeroplan points
  • • Out of Province Medical insurance up to $5 million
  • • Flight delay and Baggage delay insurance up to $1000
  • • Trip Cancellation/Interruption insurance up to $1500
  • • Hotel Burglary insurance up to $1000
  • • Lost or stolen baggage insurance up to $1000
  • • Travel accident Insurance up to $500K
  • • Car Rental Theft and damage insurance up to $85000
  • • Travel Emergency Assistance
  • • Purchase Protection Insurance up to 90 days
  • • Extended Warranty Insurance up to a year
  • • Earn 2 Aeroplan points for every $1 you spend on eligible purchases with Rocky Mountaineer
  • • Earn points twice at over 150 Aeroplan partner brands
  • • Access to American Express Experiences and offers