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CREDIT CARDS

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American Express® Aeroplan®* Card Points Calculator

Credit Score

Good

Welcome Bonus

Up to 30,000 points in the first year

Annual Income

N/A

Our Rating

6.5/10

Credit Score

Good

Welcome Bonus

Up to 30,000 points in the first year

Annual Income

N/A

Our Rating

6.5/10

Details at a glance

Card Type

Points

Annual Fee

$120

Interest Rates*

Purchase: 30% Annual

Institution

American Express

Card Network

Amex Canada

Benefits & Insurance at a glance

Travel Insurance

Free First Checked Bag

Hotel Burglary Insurance

Car Rental Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 2 points on Aircanada and AirCanada Vacations
  • • 1.5 points on Dining
  • • 1 Point on everything else

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • Enjoy a free first checked bag for you, authorized users and up to 8 companions every time you fly with Air Canada
  • • Reach Aeroplan Elite™ Status sooner by earning Status Qualifying Miles and Status Qualifying Segments with purchases made on your account
  • • Receive an extra night free for every 3 hotel nights redeemed with Aeroplan points
  • • Flight delay and Baggage delay insurance up to $500
  • • Hotel Burglary insurance up to $500
  • • Travel accident Insurance up to $500K
  • • Car Rental Theft and damage insurance up to $85000
  • • Travel Emergency Assistance
  • • Purchase Protection Insurance up to 90 days
  • • Extended Warranty Insurance up to a year
  • • Earn points twice at over 150 Aeroplan partner brands
  • • Access to American Express Experiences and offers