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CREDIT CARDS

CASH REBATES

AmericanExpress Gold Rewards Card® Points Calculator

Credit Score

Good

Welcome Bonus

Up to 60000 points ($1260 value)

Annual Income

N/A

Our Rating

7.5/10

Credit Score

Good

Welcome Bonus

Up to 60000 points ($1260 value)

Annual Income

N/A

Our Rating

7.5/10

Details at a glance

Card Type

Points

Annual Fee

$250

Interest Rates*

Purchase: 20.99%

Cash: 21.99%

Institution

American Express

Card Network

Amex Canada

Benefits & Insurance at a glance

Travel Insurance

Airport Lounge Access (4)

Priority Travel

Hotel Burglary Insurance

Car Rental Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 2 points for Gas, Groceries and drugstore purchases
  • • 2 points on travel (eligible flights,hotels,tours and more)
  • • 1 point for everything else

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • $100 Annual Travel Credit
  • • 4 Complimentary visits to Plaza Premium Lounges across Canada
  • • up to $50 statement credit for Nexus Application fee every 4 years
  • • Priority Pass - Worldwide Airport Lounge Access, enrollment required and entry fees apply
  • • signature rewards at The hotel collection with American Express travel. Stay two or more consecutive nights and receive up to Up to $100 USD hotel credit to use on amenities like dining, spa or other leisure facilities when charged to the room and A one-category room upgrade at check-in, when available
  • • Enroll into the Hertz Gold Plus Rewards® loyalty program
  • • Out of Province Medical insurance up to $5 million
  • • Trip Cancellation/Interruption insurance up to $1500
  • • Flight delay and Baggage delay insurance up to $500
  • • Hotel Burglary insurance up to $500
  • • Lost or stolen baggage insurance up to $500
  • • Travel accident Insurance up to $500K
  • • Car Rental Theft and damage insurance up to $85000
  • • Travel Emergency Assistance
  • • Purchase Protection Insurance up to 90 days
  • • Extended Warranty Insurance up to a year
  • • Access to American Express Experiences and offers
  • • 2 points on Amex Travel Online purchases