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AmericanExpress Platinum Card® Points Calculator

Credit Score

Very Good

Welcome Bonus

Up to 70000 points ($1470 value)

Annual Income

N/A

Our Rating

8/10

Credit Score

Very Good

Welcome Bonus

Up to 70000 points ($1470 value)

Annual Income

N/A

Our Rating

8/10

Details at a glance

Card Type

Points

Annual Fee

$799

Interest Rates*

Purchase: 30% Annual

Institution

American Express

Card Network

Amex Canada

Benefits & Insurance at a glance

Travel Insurance

Concierge Service

Airport Lounge Access (unlimited)

Priority Travel

Hotel Burglary Insurance

Car Rental Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 2 points for every dollar in Restaurants, Fast Foods, Coffee Shops, Food delivery
  • • 2 points on travel (eligible flights,hotels,tours and more)
  • • 1 point for everything else

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • $200 Annual Travel Credit
  • • $200 Annual Dining Credit
  • • Complimentary access (unlimited visit) to American Express Global Lounge Collection
  • • up to $100 statement credit for Nexus Application fee every 4 years
  • • Eligible Cardmembers can enjoy an unforgettable experience with Fine Hotels + Resorts. Book with American Express Travel and receive complimentary benefits with an average total value of approximately $550 US including: Unique property benefit, Daily breakfast for two, Guaranteed 4pm late check-out, Room upgrade upon arrival when available, In-Room Wi-Fi (exclusions apply), Noon check-in, when available
  • • Fast track ton higher tiers of leading hotel loyaly programs without having to fulfill the usual qualifying factors for Hilton Honors Gold Status, Marriott Bonvoy Gold Elite status, Radisson Rewards Americas Gold Status
  • • Pearson Priority Security lane and complimentary valet and 15% discount at the Expreess Park and daily park
  • • Platinum Concierge: offers you complimentary assistance, anytime, day or night, wherever you are
  • • Out of Province Medical insurance up to $5 million
  • • Trip Cancellation/Interruption insurance up to $2500
  • • Flight delay and Baggage delay insurance up to $1000
  • • Hotel Burglary insurance up to $1000
  • • Lost or stolen baggage insurance up to $1000
  • • Travel accident Insurance up to $500K
  • • Car Rental Theft and damage insurance up to $85000
  • • Travel Emergency Assistance
  • • Purchase Protection Insurance up to 120 days
  • • Extended Warranty Insurance up to a year
  • • Access to American Express Experiences and offers
  • • 2 points on Amex Travel Online purchases