FinlyWealth Logo

CREDIT CARDS

CASH REBATES

BMO eclipse Visa Infinite Privilege Card Points Calculator

Credit Score

Excellent

Welcome Bonus

Up to 90000 points ($603 value)

Annual Income

Personal:

$150,000

Household:

$200,000

Our Rating

6.6/10

Credit Score

Excellent

Welcome Bonus

Up to 90000 points ($603 value)

Annual Income

Personal:

$150,000

Household:

$200,000

Our Rating

6.6/10

Details at a glance

Card Type

Points

Annual Fee

$500

Interest Rates*

Purchase: 20.99%

Cash: 23.99%

Institution

BMO

Card Network

Visa

Benefits & Insurance at a glance

Travel Insurance

Airport Lounge Access (6)

Concierge Service

Priority Travel

Car Rental Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 5 points for every dollar in Travel, dining, Groceries, Gas and Drugstore purchases (Maximum 100000)
  • • 1 point for everything else

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • $200 annual lifestyle credit
  • • Visa Airport Companion membership and 6 complimentary airport lounge visits per year
  • • Priority Security Lane, airport parking and valet service discounts at select Canadian airports
  • • Access to Visa Infinite Luxury Hotel Collection
  • • Connect to the Visa Infinite Privilege Concierge like having a personal assistant on call!
  • • Enjoy unique dining and wine events with Visa Infinite Dining Series and Visa Infinite Wine Country
  • • Get the Troon Rewardsfootnote® Golf benefits like discounts at over 95 resorts and courses around the world plus access to select private clubs across the U.S
  • • Out of Province Medical insurance
  • • Lost/Damaged Baggage Insurance
  • • Flight delay insurance
  • • Trip Cancellation/Interruption Insurance
  • • Car Rental Loss and damage insurance
  • • Purchase Protection Insurance up to 120 days
  • • Extended Warranty Insurance up to triple the original warranty up to a maximum of 2 additional years
  • • Common Carrier insurance