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CREDIT CARDS

CASH REBATES

BMO eclipse Visa Infinite* Card Points Calculator

Credit Score

Very Good

Welcome Bonus

Up to 52500 points ($350 value)

Annual Income

Personal:

$60,000

Household:

$100,000

Our Rating

6.7/10

Credit Score

Very Good

Welcome Bonus

Up to 52500 points ($350 value)

Annual Income

Personal:

$60,000

Household:

$100,000

Our Rating

6.7/10

Details at a glance

Card Type

Points

Annual Fee

$120

$0

First Year Waived

Interest Rates*

Purchase: 20.99%

Cash: 23.99%

Institution

BMO

Card Network

Visa

Benefits & Insurance at a glance

Travel Insurance

Car Rental Insurance

Mobile Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 5 points for every dollar in Restaurants, Fast Foods, Coffee Shops, Food delivery and Groceries, gas and daily transit (up to 250000 points)
  • • 1 point for everything else

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • $50 annual lifestyle credit
  • • Out of Province Medical insurance
  • • Car Rental Theft and damage insurance
  • • Mobile Device Insurance up to $1000
  • • Purchase Protection Insurance up to 90 days
  • • Extended Warranty Insurance up to a year
  • • Common Carrier insurance