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CREDIT CARDS

CASH REBATES

BRIM World Elite Mastercard Cash Back Calculator

Credit Score

Very Good

Welcome Bonus

N/A

Annual Income

N/A

Our Rating

4.5/10

Credit Score

Very Good

Welcome Bonus

N/A

Annual Income

N/A

Our Rating

4.5/10

Details at a glance

Card Type

Cash Back

Annual Fee

$89

Interest Rates*

Purchase: 19.99%

Cash: 21.50%

Institution

Brim Financial

Card Network

Mastercard

Benefits & Insurance at a glance

Travel Insurance

Airport Lounge Access

Hotel Burglary Insurance

Car Rental Insurance

Global Wifi

Mobile Insurance

Event Ticket Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • Earn 1 point on all eligible purchases which each point equals to $0.01 meaning it's equal to 1% cashback.

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • Lower foreign transaction fee of only 1.5% compared to 2.5% with most other credit cards.
  • • Stay connected with over 1 million Boingo Wi-Fi hotspot worldwide.
  • • Lounge key membership which allows access to airport lounges regardless of flyer status and ticket class. Complimentary visits not included! $32 fee per person will be charged per visit
  • • Out of Province Medical insurance up to $5 million
  • • Travel accident Insurance up to $150K per insured person up to $500K per accident
  • • Trip Cancellation Insurance up to $2000 per person and up to 5K per trip for all insureds
  • • Trip interruption Insurance up to $5000 per person and up to $25K per trip for all insureds
  • • Flight delay insurance and Baggage delay up to $500 up to 1K per occurrence
  • • Lost/Damaged Baggage Insurance per person per trip up to $1000 per insured and up to 2K per occurrence
  • • Car Rental Theft and damage insurance up to $85000
  • • Mobile Device Insurance up to $1500
  • • Hotel Burglary insurance up to $2500 per occurrence
  • • Event ticket protector up to $1K insurance meaning you get remibursed for the expense of a ticket charged to your card and you can attend for medial emergency or common carrier delay
  • • Extended Warranty Insurance doubled up to 1 year (Maximum $25K)
  • • Purchase Protection Insurance up to 90 days (Max $1000K per occurance)