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CREDIT CARDS

CASH REBATES

Neo Cathay World Elite® Mastercard® Points Calculator

$90 Cash Rebate From FinlyWealth*

Credit Score

Good

Welcome Bonus

Up to 30,000 Asia Miles and 10% off flights (limited time)

Annual Income

Personal:

$80,000

Household:

$150,000

Our Rating

7.5/10

Credit Score

Good

Welcome Bonus

Up to 30,000 Asia Miles and 10% off flights (limited time)

Annual Income

Personal:

$80,000

Household:

$150,000

Our Rating

7.5/10

Details at a glance

Card Type

Points

Annual Fee

$180

Interest Rates*

Purchase: 19.99% - 26.99%

Cash: 22.99% - 28.99%

Institution

Neo

Card Network

Mastercard

Benefits & Insurance at a glance

Travel Insurance

Airport Lounge Access

Hotel Burglary Insurance

Car Rental Insurance

Global Wifi

Priority Travel

Purchase Protection

Extended Warranty

25% Referral Cash Bonus

Share your unique referral link to the Neo Cathay World Elite® Mastercard® and earn a 25% rebate bonus. Learn more about the Finly referral program.

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Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • Average of 5x Asia miles at Neo Partners
  • • 2x Asia miles on Cathay Pacific and foreign purchases
  • • 1x Asia miles at non-Neo Partners
  • • Considering all the reward conditions, the average estimated cash back on all purchases comes to 1.6 cent per asia miles point by FinlyWealth

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • 10% off Cathay Pacific flights (Limited time offer)
  • • Online priority check-in and extra baggage redemption for Cathay Pacific, and Cathay Pacific Business class lounge redemption access
  • • Stay connected with over 1 million Boingo Wi-Fi hotspot worldwide.
  • • Access to +1300 Airport lounges with MasterCard DragonPass. Complimentary visits not included!
  • • Book professional and punctual airport transportation through Mastercard Airport Transfer
  • • Bypass security lines with Mastercard Airport Security Fast Track
  • • Car Rental Accidental Death & Dismemberment Insurance up to $100K for cardholder and $10K for spouse or dependent child
  • • Car Rental personal effects insurance up to $1000 per person and up to $2000 per occurrence
  • • Delayed and lost or damaged Checked Baggage up to $1,000
  • • Out of Province Medical insurance up to $1 million
  • • Flight delay insurance and Baggage delay up to $250-$500 per occurrence
  • • Hotel Burglary insurance up to $1000 per occurrence
  • • Trip Cancellation/Interruption Insurance up to $1000 per person and up to 5K per trip for all insured
  • • Purchase Protection Insurance up to 90 days
  • • Extended Warranty Insurance doubled up to a year