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CREDIT CARDS

CASH REBATES

CIBC Aventura® Visa Infinite Privilege* Card Points Calculator

Credit Score

Excellent

Welcome Bonus

Up to 50000 points ($625 value)

Annual Income

Personal:

$150,000

Household:

$200,000

Our Rating

6/10

Credit Score

Excellent

Welcome Bonus

Up to 50000 points ($625 value)

Annual Income

Personal:

$150,000

Household:

$200,000

Our Rating

6/10

Details at a glance

Card Type

Points

Annual Fee

$499

Interest Rates*

Purchase: 20.99%

Cash: 22.99%

Institution

CIBC

Card Network

Visa

Benefits & Insurance at a glance

Travel Insurance

Airport Lounge Access (6)

Car Rental Insurance

Car Rental Discount

Concierge Service

Hotel Burglary Insurance

Mobile Insurance

Save On Gas

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 2 Points on Dining, Entertainment, Gas and Transportation and Groceries if they are in the first $200K transactions of the year
  • • 1.25 Point on on all other credit card purchases.

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • 3 points on travel purchased through the CIBC Rewards Centre
  • • An annual $200 travel credit to use at the CIBC Rewards Centre
  • • Access to participating Airport lounges Visa Airport Companion Program managed by Dragonpass International with 6 Free complimentary visits
  • • up to $100 statement credit for Nexus Application fee every 4 years
  • • Access to Visa Infinite Luxury Hotel Collection
  • • Connect to the Visa Infinite Privilege Concierge like having a personal assistant on call!
  • • Enjoy unique dining and wine events with Visa Infinite Dining Series and Visa Infinite Wine Country
  • • Access business class bookings exclusive to this card for your next getaway.
  • • Access to an Aventura Travel Assistant who can book personalized travel for you and your family
  • • Out of Province Medical insurance up to $5 million
  • • Trip Cancellation/Interruption/Delay Insurance up to $2500 per person with a maximum of $10000
  • • Car Rental Theft and damage insurance up to $85000
  • • Delayed/Lost/Damaged Baggage Insurance per person per trip up to $500
  • • Flight delay insurance up to $500
  • • Travel accident Insurance up to $500K
  • • Mobile Device Insurance up to $1500
  • • Purchase Protection Insurance up to 180 days
  • • Extended Warranty Insurance up to two years
  • • Hotel Burglary insurance up to $2500
  • • save up to 10¢/L (in special conditions) on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations with linked Journie Rewards card
  • • 25% off time and kilometre or mileage at participating Avis® and Budget® locations for car rental