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CREDIT CARDS

CASH REBATES

Desjardins Odyssey Gold Visa Points Calculator

Credit Score

Very Good

Welcome Bonus

N/A

Annual Income

N/A

Our Rating

6/10

Credit Score

Very Good

Welcome Bonus

N/A

Annual Income

N/A

Our Rating

6/10

Details at a glance

Card Type

Points

Annual Fee

$110

Interest Rates*

Purchase: 19.90%

Cash: 19.90%

Institution

Desjardins

Card Network

Visa

Benefits & Insurance at a glance

Travel Insurance

Airport Lounge Access

Car Rental Insurance

Car Rental Discount

Mobile Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 2% on entertainment, restaurants, alternative transportation and pre-authorized purchases in DollarPoints
  • • 1% on all other credit card purchases in DollarPoints

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • Out of Province Medical insurance up to $5 million
  • • Mobile Device Insurance up to $1000
  • • Trip Cancellation coverage up to $2500 per person if cancelled before departure and unlimited coverage if cancelled after departure
  • • Lost/Damaged Baggage Insurance per person per trip up to $1000 and $500 per person if delayed
  • • Lounge access at Montréal-Trudeau Airport. Get 50% off the regular entrance fee when you show your Odyssey Gold Visa
  • • 25% off base rate off Hertz car rental, No young drivers or additional driver surcharge
  • • 10% off base rate off Thrifty or Dollar rental, No young or additional drivers surcharge
  • • Auto Rental Collision/Loss Damage Insurance
  • • Purchase Protection Insurance up to 90 days
  • • Extended Warranty Insurance doubled up to one year