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CREDIT CARDS

CASH REBATES

MBNA Rewards World Elite Mastercard Points Calculator

Credit Score

Very Good

Welcome Bonus

Up to 30000 points ($300 value)

Annual Income

Personal:

$80,000

Household:

$150,000

Our Rating

9.4/10

Credit Score

Very Good

Welcome Bonus

Up to 30000 points ($300 value)

Annual Income

Personal:

$80,000

Household:

$150,000

Our Rating

9.4/10

Details at a glance

Card Type

Points

Annual Fee

$120

Interest Rates*

Purchase: 19.99%

Cash: 24.99%

Institution

MBNA

Card Network

Mastercard

Benefits & Insurance at a glance

Travel Insurance

Concierge Service

Car Rental Insurance

Car Rental Discount

Mobile Insurance

Price Protection

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 5 points on restaurant, grocery, digital media, membership, and household utility purchases (Maximum 250000 yearly)
  • • 1 point for everything else

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • Annual Birthday Bonus Points of 10% of the Points earned the 12 months prior to the primary cardholder's birthday month (up to a max 10,000 bonus points per year).
  • • 24-hour access to experienced concierge staff for different things like bookings, etc.
  • • Trip Assistance and Legal Assistance: Features include support for Emergency Cash Transfer, Lost Document and Ticket Replacement, Lost Baggage Assistance, Pre-trip Information and Legal Assistance while traveling
  • • Price Protection Service: If you see an eligible item you purchased in Canada advertised for less within 60 days (same brand, model number and attributes), you will be refunded the difference, up to $500 per item (up to $1,000 per year)
  • • Out of Province Medical insurance up to $2 million
  • • Travel accident Insurance up to 1 million
  • • Flight delay insurance up to $500 per insured person
  • • Lost/Damaged/delayed Baggage Insurance up to $1000
  • • Mobile Device Insurance up to $1000
  • • 10% off base rate of Avis Rent A Car and Budget Rent A Car
  • • Car Rental Theft and damage insurance
  • • Extended Warranty Insurance up to a year