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CREDIT CARDS

CASH REBATES

NationalBank World Elite Mastercard Points Calculator

Credit Score

Very Good

Welcome Bonus

Up to 27000 points ($240 value)

Annual Income

Personal:

$80,000

Household:

$150,000

Our Rating

7.8/10

Credit Score

Very Good

Welcome Bonus

Up to 27000 points ($240 value)

Annual Income

Personal:

$80,000

Household:

$150,000

Our Rating

7.8/10

Details at a glance

Card Type

Points

Annual Fee

$150

Interest Rates*

Purchase: 20.99%

Cash: 22.49%

Institution

National Bank

Card Network

Mastercard

Benefits & Insurance at a glance

Travel Insurance

Airport Lounge Access

Car Rental Insurance

Mobile Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 5 points for every dollar in Restaurants, Fast Foods, Coffee Shops, Food delivery and Groceries on first $2500 gross purchases (any category) and 2 points after
  • • 2 points for every dollar on Gas and recurring purchases
  • • 1 point for everything else

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • $150 refund per year on travel expenses (seat selection, airport parking, baggage fees, airline ticket upgrades and lounges)
  • • 2 points on A la carte Travel
  • • unlimited access to the National Bank Lounge at Montréal-Trudeau Airport
  • • Out of Province Medical insurance up to $5 million
  • • Trip Cancellation Insurance up to $2500 per person
  • • Trip interruption Insurance up to $5000 per person
  • • Flight delay insurance up to $500
  • • Baggage loss, damage or stolen up to $1000 per person and $500 for delay
  • • Car Rental Theft and damage insurance up to $65000
  • • Mobile Device Insurance up to $1000
  • • Purchase Protection Insurance up to 180 days
  • • Extended Warranty Insurance tripled up to 2 years
  • • Enjoy unique experiences with Priceless Cities.