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CREDIT CARDS

CASH REBATES

NationalBank World Mastercard Points Calculator

Credit Score

Very Good

Welcome Bonus

N/A

Annual Income

Personal:

$60,000

Household:

$100,000

Our Rating

5.8/10

Credit Score

Very Good

Welcome Bonus

N/A

Annual Income

Personal:

$60,000

Household:

$100,000

Our Rating

5.8/10

Details at a glance

Card Type

Points

Annual Fee

$115

Interest Rates*

Purchase: 20.99%

Cash: 22.49%

Institution

National Bank

Card Network

Mastercard

Benefits & Insurance at a glance

Travel Insurance

Car Rental Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 1.25 points on first $20000 yearly purchases, 2 point on the $20K to $30K spent range and 1.25 dollar for anything above

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • Out of Province Medical insurance up to $5 million
  • • Trip Cancellation Insurance up to $2500 per person
  • • Trip interruption Insurance up to $5000 per person
  • • Flight delay insurance up to $500
  • • Baggage loss, damage or stolen up to $1000 per person and $500 for delay
  • • Car Rental Theft and damage insurance up to $65000 and up to $2000 per vehicle rental for personal effects ($1K per person)
  • • Purchase Protection Insurance up to 180 days
  • • Extended Warranty Insurance tripled up to 2 years