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CREDIT CARDS

CASH REBATES

RBC Avion Visa Infinite Privilege Points Calculator

Credit Score

Excellent

Welcome Bonus

35000 points ($490 value)

Annual Income

Personal:

$200,000

Household:

$200,000

Our Rating

5/10

Credit Score

Excellent

Welcome Bonus

35000 points ($490 value)

Annual Income

Personal:

$200,000

Household:

$200,000

Our Rating

5/10

Details at a glance

Card Type

Points

Annual Fee

$399

Interest Rates*

Purchase: 20.99%

Cash: 22.99%

Institution

RBC

Card Network

Visa

Benefits & Insurance at a glance

Travel Insurance

Airport Lounge Access (6)

Priority Travel

Concierge Service

Car Rental Insurance

Car Rental Discount

Save On Gas

Mobile Insurance

Hotel Burglary Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 1.25 points for all purchases

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • Visa Airport Companion membership and 6 complimentary airport lounge visits per year
  • • Enjoy global airport lounge access, airport security fast track lanes, and dedicated airport parking at select Canadian airports
  • • Connect to the Visa Infinite Privilege Concierge like having a personal assistant on call!
  • • Access to The Avion collection - Exclusive Experiences and Access
  • • Access to Visa infinite Dining series and Visa Infinite Luxury Hotel Collection offers with benefits like late check out and upgrades
  • • Out of province Medical insurance
  • • Travel accident Insurance up to $500K
  • • Auto Rental Collision/Loss Damage Insurance
  • • Trip Cancellation/Interruption Insurance up to $2500 per person for cancelation and $5000 for interruption
  • • Flight delay insurance insurance up to $500 for each per person per day and up $1000 for overall
  • • Emergency purchases insurance up to $750 for each per person per occurance and up $3000 for overall
  • • Mobile Device Insurance up to $1500 up to two years
  • • Purchase Protection Insurance up to 120 days
  • • Extended Warranty Insurance triped up to 2 year
  • • save 3¢/L on fuel and always earn 20% more Petro-Points and 20% more Avion points at Petro-Canada
  • • 50 Be Well points for every $1 spent on eligible products at Rexall
  • • Get 20% off at participating Hertz corporate locations and earn 3x the points
  • • Hotel Burglary insurance up to $3000