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CREDIT CARDS

CASH REBATES

WestJet RBC World Elite Mastercard Points Calculator

Credit Score

Good

Welcome Bonus

Up to $600 WestJet Dollars

Annual Income

Personal:

$80,000

Household:

$150,000

Our Rating

6/10

Credit Score

Good

Welcome Bonus

Up to $600 WestJet Dollars

Annual Income

Personal:

$80,000

Household:

$150,000

Our Rating

6/10

Details at a glance

Card Type

Points

Annual Fee

$119

Interest Rates*

Purchase: 20.99%

Cash: 22.99%

Institution

RBC

Card Network

Mastercard

Benefits & Insurance at a glance

Travel Insurance

Airport Lounge Access

Free First Checked Bag

Car Rental Insurance

Save On Gas

Hotel Burglary Insurance

Global Wifi

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages
  • • 1.5% back in WestJet dollars on other purchases

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • Receive a round-trip companion voucher - every year - for any WestJet destination starting from $119 CAD(plus taxes, fees, charges and other ATC)
  • • Reach higher with WestJet Rewards Status Lift
  • • First checked bag is free for primary cardholder on WestJet flight and up to 8 guests
  • • Access to +1300 Airport lounges with MasterCard DragonPass
  • • Out of province Medical insurance
  • • Travel accident Insurance up to $500K
  • • Auto Rental Collision/Loss Damage Insurance
  • • Trip Interruption up to $5000 per person and overall maximum of $25K
  • • Flight delay insurance insurance up to $250 for each per person per day and up $500 for overall
  • • Emergency purchases insurance up to $500 for each per person per occurance and up $2500 for overall
  • • Hotel Burglary insurance up to $2500
  • • option to exchange your companion voucher for four (4) lounge access vouchers
  • • Member Exclusive fares offer great value with exclusive discounts when you pay the full base fare with WestJet dollars
  • • Stay connected with over 1 million Boingo Wi-Fi hotspot worldwide.
  • • save 3¢/L on fuel and always earn 20% more Petro-Points and 20% more Avion points at Petro-Canada
  • • 50 Be Well points for every $1 spent on eligible products at Rexall
  • • Purchase Protection Insurance up to 90 days
  • • Extended Warranty Insurance doubled up to 1 year