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CREDIT CARDS

CASH REBATES

Scotiabank Passport® Visa Infinite* Card Points Calculator

$60 Cash Rebate From FinlyWealth*

Credit Score

Excellent

Welcome Bonus

Up to 40,000 Scene+ points ($400 value)

Annual Income

Personal:

$60,000

Household:

$100,000

Our Rating

8.5/10

Credit Score

Excellent

Welcome Bonus

Up to 40,000 Scene+ points ($400 value)

Annual Income

Personal:

$60,000

Household:

$100,000

Our Rating

8.5/10

Details at a glance

Card Type

Points

Annual Fee

$150

$0

First Year Waived

Interest Rates*

Purchase: 20.99%

Cash: 22.99%

Institution

Scotiabank

Card Network

Visa

Benefits & Insurance at a glance

Travel Insurance

No Foreign Transaction Fees

Airport Lounge Access (6)

Concierge Service

Car Rental Insurance

Hotel Burglary Insurance

Purchase Protection

Extended Warranty

25% Referral Cash Bonus

Share your unique referral link to the Scotiabank Passport® Visa Infinite* Card and earn a 25% rebate bonus. Learn more about the Finly referral program.

Sign in

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 3 Points on on every $1 you spend at Sobeys, Safeway, IGA, Foodland & Participating Co-ops
  • • 2 Points dining and at other eligible grocery stores,entertainment purchases which includes movies, theatre, and ticket agencies and Rides which includes rideshare,buses,taxis, subways and more
  • • 1 Point on everything else

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • No Foreign Transaction fee: No Conversion mark-up both online or outside Canada, Only the exchange rate applies
  • • Access to participating Airport lounges Visa Airport Companion Program managed by Dragonpass International with 6 Free complimentary visits
  • • Complimentary Avis® Preferred Plus membership
  • • Access to Visa Infinite Luxury Hotel Collection
  • • Connect to the Visa Infinite Privilege Concierge like having a personal assistant on call!
  • • Enjoy unique dining and wine events with Visa Infinite Dining Series and Visa Infinite Wine Country
  • • Access to Visa Infinite Exclusive offers
  • • Out of Province Medical insurance up to $2 million
  • • Trip Cancellation Insurance up to $1500 and Trip Interruption up to $2000
  • • Delayed/Lost/Damaged Baggage Insurance per person per trip up to $1000
  • • Flight delay insurance up to $500 per person
  • • Common Carrier Travel Accident Insurance up to $500K
  • • Auto Rental Collision/Loss Damage Insurance up to 65K
  • • Hotel Burglary insurance up to $1000
  • • Purchase Protection Insurance up to 90 days
  • • Extended Warranty Insurance doubled up to a year