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CREDIT CARDS

CASH REBATES

Simplii Financial™ Cash Back Visa* Card Cash Back Calculator

Credit Score

Very Good

Welcome Bonus

20% cash back on eligible gas, groceries, drugstore and pre-authorized payments for the first 3 months, up to $500†

Annual Income

Household:

$15,000

Our Rating

8.5/10

Credit Score

Very Good

Welcome Bonus

20% cash back on eligible gas, groceries, drugstore and pre-authorized payments for the first 3 months, up to $500†

Annual Income

Household:

$15,000

Our Rating

8.5/10

Details at a glance

Card Type

Cash Back

Annual Fee

$0

Interest Rates*

Purchase: 20.99%

Cash: 22.99%

Balance Transfer: 22.99%

Institution

Simplii Financial™

Card Network

Visa

Benefits & Insurance at a glance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 4% cash back on eligible restaurant, bar, and coffee shop purchases up to $5,000 spent per year†
  • • 1.5% cash back on gas, groceries, drugstore, and pre-authorized payments up to $15,000 spent per year†
  • • 0.5% cashback on all other purchases†

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • Purchase Protection up to 90 days from date of purchase†
  • • Extended Warranty up to 1 year following original manufacturer's warranty†

Legal

† Terms and conditions apply. Check here for full details. This offer is not available for residents of Quebec.

* “Purchase” means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. “Cash” means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.