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CREDIT CARDS

CASH REBATES

TD® Aeroplan® Visa Infinite Privilege* Credit Card Points Calculator

Credit Score

Excellent

Welcome Bonus

Up to 70000 points ($1470 value)

Annual Income

Personal:

$150,000

Household:

$200,000

Our Rating

7.3/10

Credit Score

Excellent

Welcome Bonus

Up to 70000 points ($1470 value)

Annual Income

Personal:

$150,000

Household:

$200,000

Our Rating

7.3/10

Details at a glance

Card Type

Points

Annual Fee

$599

Interest Rates*

Purchase: 20.99%

Cash: 22.99%

Institution

TD

Card Network

Visa

Benefits & Insurance at a glance

Travel Insurance

Concierge Service

Airport Lounge Access (unlimited)

Free First Checked Bag

Priority Travel

Car Rental Insurance

Car Rental Discount

Mobile Insurance

Hotel Burglary Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 2 points on Aircanada and AirCanada Vacations if they are in the first $100K transactions of the year
  • • 1.5 points on Gas, Groceries, Travel and Dining if they are in the first $100K transactions of the year
  • • 1.25 Point on everything else

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • Get unlimited Access to Maple Leaf Lounges™ and Air Canada Cafés™ Plus, including complementary access for one guest
  • • Access to participating Airport lounges Visa Airport Companion Program managed by Dragonpass International with 6 Free complimentary visits
  • • Enjoy a free first checked bag for you, authorized users and up to 8 companions every time you fly with Air Canada
  • • Earn an anniversary bonus of 35,000 Aeroplan points when you spend $12,000 within 12 months of Account opening
  • • Get Priority Check-in, Priority Boarding and Priority Baggage Handling, Priority Airport Standby & Priority Airport Upgrades for you, your authorized users and up to 8 companions on the same flight (Only AirCanada)
  • • Visa Infinite Privilege Airport Benefits (Priority Security lanes, Priority Airport Taxi and limo lane, dedicated premium parking spots, parking discount) at selected Airports
  • • Receive an Annual Worldwide Companion Pass from $99 to a max of $599 (plus taxes, fees, charges and surcharges) when you spend $25,000 on your card.
  • • up to $100 statement credit for Nexus Application fee every 4 years
  • • Access to Visa Infinite Luxury Hotel Collection with 7 exclusive benefits
  • • Connect to the Visa Infinite Privilege Concierge like having a personal assistant on call!
  • • Enjoy unique dining and wine events with Visa Infinite Dining Series and Visa Infinite Wine Country
  • • Access to Visa Infinite Exclusive offers including Visa Infinite Screening Series
  • • Get the Troon Rewardsfootnote® Golf benefits like discounts and 20% off green fees, merchandise and lessons at over 95 resorts and courses around the world plus access to select private clubs across the U.S for $99 USD per round
  • • Complimentary upgrade to Avis® President's Club
  • • Earn 50% more Stars and 50% more Aeroplan points at participating Starbucks stores
  • • Earn points twice at over 150 Aeroplan partner brands and over 170 online retailers through the Aeroplan eStore
  • • Enroll in the Visa RSVP Rewards™ Benefit and automatically receive Diamond status delivering benefits at 60+ participating Sandman, Sandman Signature and Sutton Place Hotels from coast-to-coast in Canada and beyond
  • • Reach Aeroplan Elite™ Status sooner by earning Status Qualifying Miles and Status Qualifying Segments with purchases made on your account
  • • Primary Cardholders who also hold Aeroplan Elite Status can roll over up to 200,000 Status Qualifying Miles (SQM) beyond the status level for which they've qualified, from the prior qualification year to qualify for status the next year.
  • • Primary Cardholders who also hold Aeroplan Elite Status and requalify for the next year, can roll over up to 50 unused eUpgrade credits, to be used during the following status year
  • • 10% off base rate of Avis Rent A Car and Budget Rent A Car
  • • Out of Province Medical insurance up to $5 million
  • • Trip Cancellation/Interruption/Delay Insurance up to $2500 per person with a maximum of $5000
  • • Car Rental Theft and damage insurance
  • • Delayed/Lost/Damaged Baggage Insurance per person per trip up to $1000
  • • Flight delay insurance up to $1000 per person
  • • Travel accident Insurance up to $500K
  • • Mobile Device Insurance up to $1500
  • • Purchase Protection Insurance up to 120 days
  • • Extended Warranty Insurance doubled up to 24 months
  • • Hotel Burglary insurance up to $2500
  • • Earn 2 Aeroplan points for every $1 you spend on eligible purchases with Rocky Mountaineer, Plus, cardholders could receive a GoldLeaf Upgrade, and a hotel room upgrade
  • • Emergency Travel Assistance Services: Toll-free access to help in the event of a personal emergency while travelling