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CREDIT CARDS

CASH REBATES

TD Cash Back Visa Infinite* Card Cash Back Calculator

Credit Score

Very Good

Welcome Bonus

Up to $245

Annual Income

Personal:

$60,000

Household:

$100,000

Our Rating

6.6/10

Credit Score

Very Good

Welcome Bonus

Up to $245

Annual Income

Personal:

$60,000

Household:

$100,000

Our Rating

6.6/10

Details at a glance

Card Type

Cash Back

Annual Fee

$139

$0

First Year Waived

Interest Rates*

Purchase: 20.99%

Cash: 22.99%

Institution

TD

Card Network

Visa

Benefits & Insurance at a glance

Roadside Service

Travel Insurance

Concierge Service

Car Rental Insurance

Car Rental Discount

Mobile Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • 3% cashback groceries, gas (maximum $450 annually)
  • • 3% cashback on recurring payments (maximum $450 annually)
  • • 1% cashback on all other credit card purchases.

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • Delayed/Lost/Damaged Baggage Insurance per person per trip up to $1000
  • • Travel Medical insurance up to $2 million
  • • Auto Rental Collision/Loss Damage Insurance
  • • Mobile Device Insurance up to $1000
  • • Earn 50% more Stars at participating Starbucks stores
  • • Access to Visa Infinite Luxury Hotel Collection
  • • Connect to the Visa Infinite Privilege Concierge like having a personal assistant on call!
  • • Enjoy unique dining and wine events with Visa Infinite Dining Series and Visa Infinite Wine Country
  • • Access to Visa Infinite Exclusive offers
  • • Get the Troon Rewardsfootnote® Golf benefits like discounts at over 95 resorts and courses around the world plus access to select private clubs across the U.S
  • • Free Deluxe TD Auto Club membership (24 hour emergency Road services)
  • • 10% off base rate of Avis Rent A Car and Budget Rent A Car
  • • Purchase Security and Extended Protection Insurance up to 90 days