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CREDIT CARDS

CASH REBATES

TD First Class Travel® Visa Infinite* Card Points Calculator

Credit Score

Very Good

Welcome Bonus

Up to 115000 points ($575 value)

Annual Income

Personal:

$60,000

Household:

$100,000

Our Rating

8.2/10

Credit Score

Very Good

Welcome Bonus

Up to 115000 points ($575 value)

Annual Income

Personal:

$60,000

Household:

$100,000

Our Rating

8.2/10

Details at a glance

Card Type

Points

Annual Fee

$139

$0

First Year Waived

Interest Rates*

Purchase: 20.99%

Cash: 22.99%

Institution

TD

Card Network

Visa

Benefits & Insurance at a glance

Travel Insurance

Concierge Service

Car Rental Insurance

Car Rental Discount

Mobile Insurance

Hotel Burglary Insurance

Purchase Protection

Extended Warranty

Rewards Calculator Algorithm

You can either find your best cards by inputting your spending habits or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Total Spending on Credit Cards

Modify your spending numbers and click update to get the most accurate recommendations.

$0


Restaurant, Fast Food and Coffee Shop

$

Pharmacy

$


Shoppers Drug Mart

$

Other Pharmacies

$

Gas

$


Esso & Mobil

$

Costco Gas

$

Other Gas Stations

$

Transportation

$


Public Transportation

$

Rideshare (Uber, Lyft, Taxi, etc.)

$

Parking

$

Grocery

$


Costco

$

Whole Foods

$

Groceris from Safeway, Sobeys, Foodland, FreshCo, ThriftyFoods, Voila, IGA, Rachelle Bery, Les Marches Tradition

$

Groceries from Loblaws, NoFrills, RealCanadianSuperStore, PCExpress, Maxi, Provigo, SaveEasy, SuperValu, ValuMart, YourIndependentGrocer, Zehrs, Fortinos

$

Walmart in Store

$

Walmart Online

$

Other Grocery Purchases

$

Travel (Flights, Hotels, etc.)

$


Air Canada Airline

$

WestJet Airline

$

British Airways Airline

$

Cathay Pacific Airline

$

Marriott Bonvoy Hotels

$

Travel Booked from Expedia

$

Other Hotels

$

Other Airlines

$

Other Travel Not Specified

$

Home Improvement (Renovation, Furniture)

$


Home Fixes & Renovations

$

Home Furnishing

$

Recurring Purchases (Subscriptions, Bills)

$


AppleTV+, Apple Music, Crave, Disney+, FuboTV, Hayu, Netflix, RDS, SiriusXM Canada, Spotify, TSN

$

Utilities

$

Other Recurring Purchases (e.g. Car payment, Loan repayment, etc.)

$

Entertainment (Movies, Concerts, etc.)

$


Cineplex

$

Other Entertainment Purchases

$

Foreign Purchases (Non CAD)

$


USD Purchases

$

Foreign Non-USD Purchases

$

Retail & Online Purchases

$


Amazon

$

Digital Goods (E-books, Music, Software, Mobile Apps, Photos, etc.)

$

Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Online/Retail Purchases

$

Other Purchases Not Specified

$

How You Earn Rewards

  • • Earn 8 TD points on Expedia for TD bookings for every 1 dollar spent
  • • Earn 6 TD points on Groceries and Restaurants if they are in the first 25000 of categorical spent
  • • Earn 4 TD points on recurring bill payments
  • • Earn 2 TD points on every dollar spent

Reward Insights

Based on average spending

Insurance & Benefit Details

  • • Earn a Birthday Bonus of up to 10,000 TD Rewards Points
  • • Get an annual TD Travel Credit of $100 when you book at Expedia For TD
  • • Access to Visa Infinite Luxury Hotel Collection
  • • Connect to the Visa Infinite Privilege Concierge like having a personal assistant on call!
  • • Enjoy unique dining and wine events with Visa Infinite Dining Series and Visa Infinite Wine Country
  • • Access to Visa Infinite Exclusive offers
  • • Receive elevated Troon Rewards® Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses
  • • Earn 50% more Stars and 50% more Aeroplan points at participating Starbucks stores
  • • 10% off base rate of Avis Rent A Car and Budget Rent A Car
  • • Out of Province Medical insurance up to $2 million
  • • Trip Cancellation/Interruption/Delay Insurance up to $1500 per person with a maximum of $5000
  • • Car Rental Theft and damage insurance
  • • Delayed/Lost/Damaged Baggage Insurance per person per trip up to $1000
  • • Flight delay insurance up to $500 per person
  • • Travel accident Insurance up to $500K
  • • Mobile Device Insurance up to $1000
  • • Purchase Protection Insurance up to 90 days
  • • Extended Warranty Insurance doubled up to a year
  • • Hotel Burglary insurance up to $2500
  • • Emergency Travel Assistance Services: Toll-free access to help in the event of a personal emergency while travelling